Disability insurance provides critical financial protection that is very different from other insurance products. Millions of working Americans don’t have it, and many don’t fully understand what it protects.
The reality is that illness or injury can happen to anyone. Disability insurance pays you a portion of your salary when you need to miss work due to an illness, injury, or having a baby. If you are single, disability insurance is the second most important insurance you can carry after health insurance. And if you have a family that depends upon you, this insurance gives you an income stream if you need to leave work.
By Bob Herum, MSFS, CLU, ChFC, RHU, REBC, Interim President of the CDA I was asked to relook at blog I wrote during the height of the Covid-19 pandemic and explore how well I had “prognosticated” future developments. Like any such endeavor, there were certainly some misses in the narrative, but on the whole, I … Continue reading “Was I right? 16 Changes That May Happen in the Near Future”
In a couple days, it’ll be Thanksgiving. And in my house, that means we sit down for… a home screening of legendary director John Hughes‘ 1987 film Planes, Trains and Automobiles. I love to keep track of the classic comedy tropes on offer, and ever since I heard that the original script was for a … Continue reading “On Loneliness”
