Dad with toddler working from home

Was I right? 16 Changes That May Happen in the Near Future

By Bob Herum, MSFS, CLU, ChFC, RHU, REBC, Interim President of the CDA   I was asked to relook at blog I wrote during the height of the Covid-19 pandemic and explore how well I had "prognosticated" future developments. Like any such endeavor, there were certainly .. more »

Lonely woman stares out the window. Protect Your Income, Open Enrollment 2023

On Loneliness

In a couple days, it'll be Thanksgiving. And in my house, that means we sit down for... a home screening of legendary director John Hughes' 1987 film Planes, Trains and Automobiles. I love to keep track of the classic comedy tropes on offer, and ever .. more »

Employee discussing benefits with HR. Protect Your Income, Open Enrollment 2023

Social Security’s Disability Program Is Not a Substitute for Long-Term Disability Insurance

Nobody wants to spend money if they don’t have to. One way people save is getting a cheaper version of something. Sometimes this is a good idea, or it at least makes sense. It is probably a good idea to try the more affordable cabernet, .. more »

Happy mother with baby. Protect Your Income, Open Enrollment 2023

Disability Insurance and paid Leave Aren’t the Same

This article originally appeared on the American Fidelity blog   When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences .. more »

Happy mother with baby. Protect Your Income, Open Enrollment 2023

Disability Insurance and Paid Leave Aren’t the Same

This article originally appeared on the American Fidelity blog   When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences .. more »

Happy mother with baby. Protect Your Income, Open Enrollment 2023

Disability Insurance and paid Leave Aren’t the Same

This article originally appeared on the American Fidelity blog   When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences .. more »

Happy mother with baby. Protect Your Income, Open Enrollment 2023

Disability Insurance and paid Leave Aren’t the Same

This article originally appeared on the American Fidelity blog   When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences .. more »

Family with financial peace of mind. Protect Your Income, Open Enrollment 2023

Disability Insurance is an Investment in Your Future

Alexandra Ginieres Chief Marketing Officer, MGIS   The ability to earn an income is what funds your lifestyle, your family, and ultimately, your future. Reliable income is the foundation of a sound financial plan; without it, financial consequences can be devastating and long-lasting. Luckily, we .. more »

Mature couple portrait, wondering about Social Security benefits. Protect Your Income, Open Enrollment 2023

Does Social Security Retirement Replace Social Security Disability Insurance?

By Steve Perrigo Social Security Disability Insurance (SSDI) and Social Security retirement benefits are two vital programs administered by the Social Security Administration (SSA). This year an average of almost 67 million Americans per month will receive a Social Security benefit, totaling about $1.4 trillion .. more »

Mature couple portrait, wondering about Social Security benefits. Protect Your Income, Open Enrollment 2023

Does Social Security Retirement Replace Social Security Disability Insurance?

By Steve Perrigo Social Security Disability Insurance (SSDI) and Social Security retirement benefits are two vital programs administered by the Social Security Administration (SSA). This year an average of almost 67 million Americans per month will receive a Social Security benefit, totaling about $1.4 trillion .. more »